Consulting + Wealth
A plan for your team
How it works
Choose between a SIMPLE IRA, a 401(k) and a cash balance plan by cost, hiring plans and what you want to save.
Business consulting and wealth management for owners and their families
Opening 2028–29. Four partners who help you grow your company and invest what it earns.
Consulting
Wealth management
Tax, as an add-on
Consulting
Advisory for owner-led companies
The finance team your company does not have yet, from the first hire to the sale.
Start
Set up right from day one.
What's included
- Entity choice and setup
- Books, payroll and banking
- A first-year budget
Grow
Numbers you can plan against.
What's included
- Monthly close and reporting
- Cash-flow forecasting
- Pricing and margin reviews
Scale
A CFO without the full-time hire.
What's included
- Fractional CFO
- Lender and investor packages
- A retirement plan for your team
Exit
Ready to sell, on your timeline.
What's included
- Valuation readiness
- Buy-sell and succession plans
- Investing the proceeds
Wealth management
Low fees, broad diversification, researched picks
A low-cost, diversified core, plus companies we have researched ourselves.
Costs kept low
Index funds for the core, no commissions, and one advisory fee you can see on every statement.
Spread wide
Across company sizes, sectors and countries, so no single holding decides your year.
Companies we understand
Alongside the core, we own businesses we can explain in plain words and have checked against the numbers. Our research process is below.
A written policy
Your mix, its limits, and when we rebalance, signed before we invest. Fee-only, held to a fiduciary standard.
Example mix for a moderate-risk client
- Low-cost index core
- Bonds and cash
- Researched companies
What each part does
Index core: thousands of companies across markets, for very little cost.
Bonds and cash: sized to what you will spend in the next few years.
Researched companies: a measured share in businesses we have studied closely.
Your own mix is set in your written investment policy.
Why low fees matter over decades
One point of yearly cost, compounded for 30 years.
Assumptions
$500,000 invested for 30 years at a steady 6% a year before costs, comparing total yearly costs of 0.5% and 1.5%. Real returns vary from year to year.
Stock research
How we choose companies
We start with businesses we already understand, then let the numbers decide.
Select a step to read more.
Products, services and industries our partners and clients know from the inside, such as a product customers will not give up.
If we cannot explain how the business makes money in two minutes, we pass.
Earnings growth, debt and cash flow, and a price that is reasonable for that growth.
A measured position, so one company never outweighs the diversified core.
Owned for years while the reasons hold. Sold when the story changes, not when the market wobbles.
Steady growers
Established companies growing earnings year after year.
Fast growers
Smaller firms with a proven model and room to expand.
Turnarounds
Solid businesses recovering from a fixable problem.
Hidden value
Assets on the balance sheet the share price does not reflect.
Your company and portfolio in one file
Most owners use three firms. Each sees a third of the picture.
We keep your company, your portfolio and, if you add it, your taxes in one file.
So every decision is checked across the whole row.
One client file
Company
Owner salary
Team retirement plan
Sale of the company
Portfolio
Solo 401(k) funding
Profit-sharing deposits
Reinvested proceeds
Tax (add-on)
QBI deduction
Deductible contributions
Capital gains bracket
Ideas that need more than one discipline
Consulting + Tax
Owner salary
How it works
Set S-corp pay with payroll tax, the QBI deduction and retirement funding on one page.
Wealth + Tax
Roth conversions
How it works
In a year when income dips, move IRA money to a Roth while your bracket is low.
Consulting + Wealth
Buy-sell funding
How it works
Agree what happens if a partner leaves, and fund it before you need it.
Wealth + Tax
Asset location
How it works
Hold bonds in tax-deferred accounts and index funds in taxable ones, so less of the return is taxed.
All three
The early exit plan
How it works
Plan structure, timing and gifting two to three years before a letter of intent arrives.
Each of these is easy to miss when your advisers work at separate firms.
Answers within one business day
A small firm with modern tools, AI included, used to their full capability.
- Questions
- Answered by a partner within a day.
- Projections
- Run live, during the meeting.
- One contact
- A single partner, in plain English.
- Decisions
- Every discipline in one meeting.
Tax, as an add-on
Tax work for clients we already advise
Add it any time. We already keep your file, so there is little to collect.
What's included
- Individual, business and trust returns
- Quarterly estimates, with the reasoning sent ahead
- Year-end planning in the November meeting
- Answers to IRS and state notices
Common questions
When does BMFR open?
In 2028–29, once the partners complete CPA licensure and the firm registers as an investment adviser. Founding-list members hear first.
Do I have to use every service?
No. Most clients start with consulting or wealth management and add the other, or tax work, when it helps.
How will you charge?
We plan a monthly retainer or fixed project fee for consulting, a fee-only advisory fee for wealth management with no commissions, and a fixed fee for tax work. Final pricing will be published before we open.
How do you use technology?
We use current software, AI included, wherever it makes our work faster or more accurate. A partner reviews every recommendation and every number that leaves the firm.
How is my information protected?
Client files will be kept only in tools we have vetted for security, under a written information security plan.
Who are the partners?
Bryant, Maurer, Felleson and Rogers, trained across public accounting, advisory and wealth management. Full bios will be posted at launch.
Bryant
Maurer
Felleson
Rogers
Founding client list
Opening 2028–29. Join to hear from us first.